
Join them. Start swapping in minutes.
Philip Chukwudi
Account funded successfully 🎉
Sarah Williams
Deposit successful đź’°
Tobi Adeyemi
Payment received ⚡
One app. Unlimited
possibilities
No matter where life takes you, your money follows.
Save
Store crypto, stablecoins, and fiat, and earn rewards.
Swap
Convert Bitcoin, Ethereum, and Tether into Naira at fees up to 60% lower.
Spend
Use your crypto or cash to shop, travel, and pay anywhere

You earned it.
Why are you still
waiting for it?
With Swapto you don't have to be stuck waiting for
your vendor. Or worry about P2P scams.
Handle your life with your
crypto

Cash out anytime
Crypto to Naira in seconds, straight to your account.

Rewards
Earn up to 11% APY (variable) with real-time rewards and transparent performance tracking

Handle the bills
Cable, electricity, internet, whatever's due. Sorted from your crypto.

Virtual cards
Coming soon. Spend straight from your crypto, anywhere cards are accepted.
Money the way it should be
Freedom feels even better when it pays you back and you keep more of your money.
Download the app
Every swap safe
Bank-level security and OTP on every move.

Money in minutes.
Swaps land fast. In, out, done, no long wait.

Easy from the first swap.
If you can send a text, you can easily make a swap.
Your money, locked down.
Encrypted end to end
Military-grade security protocols
Two-Factor Authentication
Extra layer of account protection

Fraud watch, always on
AI-powered threat monitoring
Support that answers
Round-the-clock assistance
Learn, Grow & Earn with Swapto
Learn more
Dtunes is Now Swapto: The Rebrand Explained
Dtunes has rebranded to Swapto. Same app. Same account. Same 5-10 minute payouts to your Nigerian bank. If you were a Dtunes user, you don’t need to do anything. Just update the app when you see the prompt. But if you’re wondering why the name changed and where we’re going next, this post is for […]

Emmanuel Tijani ·
How to Receive Crypto from a Foreign Client in Nigeria (2026): The Complete Workflow
Last Tuesday, Tomi, a frontend developer in Lagos got the message every Nigerian freelancer hopes to see, his US client wrote “Share your USDT wallet address and the network. I’ll send the first 50% today.” To Tomi, that was a real client. The project was real, and the money was real. The problem now is […]

Emmanuel Tijani ·
Cheapest Way to Send Money to Nigeria in 2026: The Honest Cross-Size Comparison
TL;DR: For transfers under $500, Wise is usually cheapest thanks to the mid-market rate and low fees. Above $500, especially for regular or large sends, buying USDT and cashing out through a Nigerian off-ramp like Swapto typically wins, because blockchain network fees stay near $1 at any size. Millions of Nigerians abroad send money home […]











